Notes on money, minus the jargon
Short, practical reads — tax deadlines, fund reviews, and the occasional myth-busting.
Valley of Flowers Attractions: What to See, From Ghangaria to Hemkund Sahib
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ReadHow much do you actually need to retire in India?
'25 times your annual expenses' is a good starting rule. It's also missing two numbers that matter more than the multiple.
ReadReading a red month without overreacting to it
A bad month in the market feels urgent. Most of the time, it isn't asking you to do anything at all.
ReadDirect vs. regular mutual funds: what the 1% actually buys you
Direct plans have a lower expense ratio. That's not the same thing as being the better choice for every investor.
ReadSIP vs. lumpsum: what actually matters more than the debate
The internet argues about SIP vs lumpsum like it's a religion. Here's the one variable that actually decides it for most people.
ReadThe 80C checklist most people fill out backwards
Section 80C has a ₹1.5 lakh limit and about nine ways to fill it. Most people pick the wrong combination first and the right one last.
ReadWhy we review portfolios once a year, not once a quarter
Frequent check-ins feel responsible. For a long-horizon portfolio, they usually just add noise and fees.
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